Join us in exploring the intricacies of annual Roth conversions aimed at minimizing lifetime taxes for clients. This transformative session dissects the ripple effects of converting more on current and future federal and state income taxes, including implications for Social Security benefits and Medicare Part B IRMAA taxes. By reducing future RMDs, attendees will learn to enhance tax-free asset accumulation strategically. Unpack the complex, non-linear nature of the taxation landscape, where small conversions offer minimal savings while large conversions hold the key to substantial tax benefits. Discover how the newly launched Roth Conversion Optimizer by MaxiFi revolutionizes conversion precision, propelling participants toward a deeper understanding of our tax framework.

Learning Objectives:

• Identify the mechanics behind Roth conversions and their financial implications


• Recognize the impact of Roth conversions on cash flow considerations


• Determine how Roth conversions influence the taxation of Social Security benefits


• Describe the effects of Roth conversions on Medicare IRMAA taxation


• Differentiate the impact of Roth conversions on Required Minimum Distributions